Are You a Candidate For Jacksonville Pre-Foreclosure Help Through a Jacksonville Short Sale?
If any of the above describe your personal situation, you may be a candidate for a Jacksonville short sale. IF WE DON'T THINK WE CAN HELP YOU, WE WILL TELL YOU! Beware of "guaranteed results". No one can guarantee you anything. Jacksonville short sales are entirely unpredictable because of all of the variables involved in a Jacksonville short sale transaction. This is the most difficult and complex type of real estate transaction that exists today. If you are going to go this route, make sure you have someone with the training and experience to help you. We can look at your entire situation and help determine if we think that a Jacksonville short sale is a viable option for you. If we do not think it is we will let you know. We also try to warn you about some of the foreseeable obstacles we think we may encounter with your situation. Jacksonville short sales are, by their very nature, unpredictable so every experience is different.
What IS a Jacksonville short sale?
A Jacksonville short sale is when you put your home on the market and get a buyer for your home for less than what you owe the bank and get permission from the bank to sell the home for today's fair-market-value. When you successfully short sale your Jacksonville home, this allows you to get out from under your home without going through the trauma, and repercussions, of having a Jacksonville foreclosure.
We often hear people define Jacksonville short sales as "when the bank agrees to forgive your debt." THIS IS NOT ACCURATE! Sometimes the bank will agree to waive future deficiency rights, many times they will not waive the future right to pursue a deficiency. There are no guarantees.
Jacksonville Pre-Foreclosure Help for Jacksonville Homeowners Facing Foreclosure
The truth is that you are not alone! You deserve help, not judgment about your situation! We do our best to help anyone who needs help in a Jacksonville Pre-Foreclosure situation. We were some of the first Jacksonville real estate agents to learn about short sales and how to do them. In late 2007 we saw that Jacksonville home values were starting to fall and sought out training from agents who had been in declining and stagnant markets for years and knew how to complete short sales. We started helping Jacksonville short sale buyers in 2007 and started helping short sale sellers in 2008. We try to help Jacksonville homeowners who are otherwise facing foreclosure sell their homes, with bank/lienholder approval, before the bank forecloses. If we can help you sell your home before the bank forecloses, we get paid by the bank out of the gross proceeds of the sale. If we are not able to help you sell your home, we get nothing.
We Can Help You Sort Through the Confusion Surrounding Your Jacksonville Real Estate!
This is a very difficult time for you. The cold reality is that there are many people out there with different "plans" to help you avoid foreclosure of your Jacksonville home. Some are legitimate options, while others are preying on honest people who are scared. Florida, unfortunately, has had a lot of attention for its high foreclosure rates. Because of this many national companies have targeted struggling Florida homeowners for "Foreclosure Rescue." Some of these companies have taken the money of homeowners up front while providing no service. Some of the homeowners ultimately lost their homes. These companies charge fees that are not legitimate. Do not give anyone money up front because they promise that they can stop your foreclosure. Investors advertise that they are prepared to quickly buy houses for cash. But the reality is that you need to have enough equity in your home so that they can purchase your home for wholesale prices. The wholesale price will be less than what you can get on the open Jacksonville real estate market. This can be a good option if you have room to sell your Jacksonville home for a wholesale price and would like to get out extremely fast. There are others out there who will try to get you to sign over your deed to them with the promise to get you out. The truth is that by signing your deed over to someone, you are NOT relieving your responsibility to make your house payments. You are giving them control of your house without the corresponding mortgage. You will still owe the mortgage payments without having control over the home. This is never a good idea. You should never sign your deed over to anyone unless it is a legitimate home purchase.
We Provide Real Help to Jacksonville Homeowners in Pre-Foreclosure
We are Full-Time professional Real Estate Agents specializing in Jacksonville short sales. We are not attorneys and will not ever give legal advice. We always advise you to consult with a qualified real estate attorney. We work in the areas of Jacksonville Florida, Ponte Vedra Beach Florida, St Augustine Florida, and the Beaches (Jacksonville Beach, Atlantic Beach, Neptune Beach, St Augustine Beach). We are also trained specialists in helping sell your home even if you owe more than your home is worth to avoid the financial devastation caused by foreclosure. Foreclosure is financially and emotionally devastating. If you had the opportunity to get out from under your home without having a foreclosure on your credit report for years, would you take it? IT IS possible that we can help you prevent the foreclosure of your Jacksonville home with a Jacksonville Short Sale! We are NOT loan modification help. We can not help you try to get a loan modification. We are a REALTOR team of Short Sale Specialists who can help you sell your Jacksonville home that is in pre-foreclosure without fees and expenses to you. Our fees are paid at closing from the bank's portion. There is nothing out of pocket to get started, and we never charge any penalties if your situation changes and you no longer need to sell your home. We encourage you to continue to try to find other options to keep your home, if this is what you wish to do, even after we have listed and begin marketing your home, up to the time we have a binding contract on your home. If you obtain a loan modification after that we advise you to seek attorney help immediately if you intend to walk away from a contract with a buyer to purchase your home.
Call us today for a free, CONFIDENTIAL consultation to see if we think we can help you. We cannot help everyone. The conditions of your current situation will determine whether we can help you or not. We give you an upfront, honest analysis of your situation. We only get paid upon the closing of your home, and it is a part of the total closing costs just as in a normal real estate transaction. Our commissions on the real estate transaction will be paid by the bank so you will not be paying out of pocket fees.
We only get paid if we can sell your home. You do not have to stand by and just wait for the bank to take your home. Start taking the steps today to prevent foreclosure of your Jacksonville area home. Every day you wait to take action, your chances of foreclosure goes up. When you are facing missing mortgage payments, it is crucial you take action right away. We are in the Jacksonville and St Augustine area and can be reached at 904.371.9654 or Request A FREE Consultation Here.
